Legal

Terms of Service Effective Date: January 29, 2026

Welcome to The Coherence Portfolio (“we,” “our,” or “us”). By accessing or using our website, services, or content (collectively, the “Services”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Services.

1. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

2. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You may not:Violate any applicable law or regulation;Interfere with or disrupt the Services or servers;Attempt to gain unauthorized access to our systems, accounts, or networks;Engage in any activity that could damage, disable, or impair our Services.

3. Intellectual Property

All content, design, graphics, logos, text, images, and other materials available on the Services (collectively, the “Content”) are the property of The Coherence Portfolio or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute the Content without our express written permission.

4. User Content

If you submit content to the Services, including comments, feedback, or other materials (“User Content”), you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, display, reproduce, and distribute your User Content in connection with our Services. You represent and warrant that you own or have the necessary rights to submit your User Content.

5. Third-Party Links

Our Services may contain links to third-party websites or resources. We are not responsible for the availability, accuracy, or content of these third-party sites. Links are provided for convenience only, and your use of third-party sites is at your own risk.

6. Disclaimers

The Services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, reliability, or availability of the Services or Content. Your use of the Services is at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law, The Coherence Portfolio shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or in connection with your use of the Services.

8. Indemnification

You agree to indemnify and hold harmless The Coherence Portfolio, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of or in connection with your use of the Services or violation of these Terms.

9. Termination

We may suspend or terminate your access to the Services at any time, without notice, for any reason, including violation of these Terms. Sections 3, 4, 6, 7, 8, 10, and 11 shall survive termination.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Somerset, Maryland.

11. Changes to Terms

We may update these Terms from time to time. When we do, we will revise the “Effective Date” at the top of this page. Your continued use of the Services after changes are posted constitutes your acceptance of the updated Terms.

12. Contact Us

If you have any questions about these Terms, please contact us at:The Coherence Portfolio

Email: info@thecoherenceportfolio.com

Website: https://thecoherenceportfolio.com